How to Stick to Your Budget Even When It Sucks

We all know that sticking to a budget is something we should be doing. In fact, you may even be a seasoned veteran at all things budgeting. But, for most people, there comes a time when you just don’t want to do it anymore. There often comes a time when being responsible, money savvy, and money wise … [Read more...]

The Real Reason You Don’t Have Any Money

Money. While no one really likes to focus on money, it is the focus of so many things. We need money to cover basic necessities, we need money to get the care we need, and in many ways, we need money in order to make our dreams come true, don’t we? Yet so often, we don’t seem to have enough money to … [Read more...]

The Cheat Sheet You Need For Saving Money at ALDI

ALDI is one of my favorite places to shop. In fact, ALDI is a frugal girl’s best friend. Although, maybe not all the time. ALDI can be a great place to save money, but as I have focused on feeding my family of 10 for just $350 a month, I have had to learn about what things save me money and what … [Read more...]

8 Reasons You Need a Budget That’s Not Written On a Napkin!

So, I've already shared 8 Tips For Creating a Budget That Works, but why do you need a budget anyway? Why should you put forth the time and effort in creating one? Why do you really need a budget that's not written on the back of a napkin, anyway? And, I've made it super easy for you. Join in to … [Read more...]

STOP Overspending By Doing This One Thing

When it comes to spending money, we all have our “thing,” don’t we? We all have certain things we do that make us fall into temptation. We have certain websites we look at, we browse through catalogs, we make a detour to the mall just because. And, these are just a few things. But, if you want to … [Read more...]

Feeling Guilty About Overspending? Try This!

As I have been helping more and more people take back control of their money, the more I am being told of the #1 problem people face with their money. Are you ready to hear what it is? It’s overspending. We spend money for all kinds of reasons, but do you realize that many of these reasons are … [Read more...]

What Friends Have To Do With Your Money

Friends are great, aren't they? But have you ever thought of your friends and something that can affect your money? And, this isn't just about keeping up with the Joneses. With a focus on saving money in out of the box ways this week, I'm almost certain this is a concept you have not thought of … [Read more...]

The Money Saving Strategy You’ve Never Even Thought Of!

There are so many different ways to save money. I’ve written about grocery shopping and making meals smart, I’ve talked about becoming resourceful in a variety of ways to save money, and I’ve even talked about how doing something as simple as being polite and respectful toward others can actually … [Read more...]

Is That a Want Or a Need? How You Can Tell the Difference

Looking to have more money? In the video below, I am giving you some amazing tips for knowing whether the things you buy are a want or a need. So often we think we're buying something that is a need, only to feel guilty about it because after purchasing it, we felt guilty. We spend money we feel bad … [Read more...]

Have More Money in 10 Days or Less!

Creating a budget. Does anyone really love to do this? I suppose maybe if you’re a numbers person and aren’t ever trying to make ends meet, it might be ok. But, for the large majority, numbers can be scary, and trying to make ends meet can be exhausting. Do you have a budget? Does the budget you … [Read more...]

5 Simple Ways To Start Saving For a Debt-Free Christmas in July

Start thinking about Christmas in July? Yes! This is absolutely something you want to do to avoid going into debt during the holidays. After all, who wants to start the new year with a bunch of added debt? Not me, and you shouldn't either. Looking for some more money saving tips? Grab … [Read more...]

Buy This…Don’t Buy That!

If you’re looking to be the most frugal shopper that you can be, there is a list of things you should buy while there are their more expensive counterparts that you shouldn’t buy. In some cases it is nothing more than just making a different selection that is more economical. In other ways you will … [Read more...]

15 Frugal Habits You Might Be Missing

I have maintained a frugal lifestyle for more than 20 years. At times it has been because I have had to due to income levels, and at other times it has been because my husband and I have been focused on either a long-term or a short-term financial goal. Find yourself stuck in a financial standstill? … [Read more...]

To the Mom Who Struggles With Making Meals

This is dedicated to the mom who is struggling to put a meal on the table. Is this you? Guess what? This was me, too. With a husband who is finishing school, kids who need to be driven to their activities, and homeschooling four days a week during the school year, it can be a struggle to keep … [Read more...]

5 Sneaky Ways to Build a $1,000 Emergency Fund – STAT!

I think we can agree that having an emergency fund is necessary. While none of us like to think about the unthinkable happening, the truth is, is can happen. Layoffs, job cuts, pay cuts. You just never really know. There can also be unexpected expenses that can appear without warning, and without an … [Read more...]