Smart Ways to Maximize Your Tax Refund

We are in the midst of the busy tax season. I have a love/hate relationship with tax season, but it is a season that can’t be avoided. Even if I am expecting a tax refund, this time of year still drives me crazy. Can you relate? Ideally, you won’t be getting much of a return. I say this because I … [Read more...]

5 Simple Truths to Smart Money Management

This post was sponsored, and paid for, by SunTrust. All opinions are my own. As someone who has lived a money saving lifestyle and now lives debt-free, I have learned a lot about money management. Not all of it has been easy, but the things I’ve learned have brought me to where I am now. Using … [Read more...]

18 Things We Did to Become Completely Debt Free (Before Age 42!)

Are you drowning in debt? Are you skeptical to believe that it really is possible to become debt free while in your early forties? I will show you exactly how we did it, and you can, too. I will also tell you that we did it with a growing family that now includes eight children. Furthermore, for … [Read more...]

Take Control of Your Holidays (Once & For All)

The holidays can be an exciting time, but they can also be a stressful time, especially if we come into this bustling time of year behind the eight ball. And, it seems to happen every year, doesn't it? The stress, the strain, and the overwhelm. We can so easily become so stressed out about the … [Read more...]

8 Must Know Tips For Creating a Budget That Works!

Creating a budget is a necessary part of maintaining a frugal lifestyle, but it doesn’t have to be complicated. However, a budget does need to be accurate. Without an accurate budget, your budget simple won't work. Before you get scared off by the word "budget," it is important to just think of a … [Read more...]

The Trick You Need to Know to Buy Chicken on the Cheap!

As someone who has a family of 10 to feed, I can say that I have had to come up with every strategy possible when it comes to making the budget work - including how I buy my chicken. Smart grocery shopping is one of the keys to keeping the budget in check. In fact, did you know that many … [Read more...]

Refresh & Restore Your Mom Heart

You guys! I have what might me the most exciting news that I’ve heard in a very long time. Like maybe all year. I know you are going to find it exciting, too. There is a conference coming up in just over a week and it’s just for us moms…and it’s FREE. That’s right, you can attend this … [Read more...]

Why Amazon Prime Could Be Killing Your Budget

This post may contain affiliate links. If you make a purchase, I may receive a small commission at no cost to you. I love all things Amazon, I really do. And, I love Amazon Prime even more. I’ve even written about Amazon before a few times. For instance, I wrote about why I always make room for … [Read more...]

Is Your Costco Membership Costing You More Than You’re Saving?

I love Costco. I really do. My Costco membership is amazing! So, I in no way am saying that Costco is a bad place. I’m not saying anything even remotely close to that idea. Let me just get that straight right here before you read any further. But, it is true that Costco really could be costing … [Read more...]

8 Awesome Places You Can Find Amazing Used Stuff

Have you discovered how easy it is to find some pretty amazing stuff when you are buying used stuff? Buying super cute stuff you love in good condition that also happens to be used is a fantastic way to save money. In fact, think of all the new stuff you’ve purchased in the past three months. If you … [Read more...]

When the Money Just Isn’t There

Have you lived through a time when the money just isn’t there? Perhaps you find yourself there right now. Maybe right now you are in a place where you have no money at all. You could be nearing the end of yet another month and have no idea how you're going to make it all work. Mostly, you know … [Read more...]

Costco or Amazon Prime – Which Saves You More?

Both Amazon Prime and Costco can be great ways to save money, but how do you really know? As someone who has learned to raise a super-sized family on less than $25,000 a year (there are 10 of us), I’ve had to learn how to make every penny stretch as far as it can. If you really want to know which … [Read more...]

7 Back To School Savings Hacks No One Told You

Back to school time can be as expensive as Christmas shopping these days! There are the backpacks, the laptops, the fancy calculators, and then there are all the paper, pens, highlighters, and other things that you can never have enough of. With eight kids who I homeschool, I feel like an office … [Read more...]

The Real Reason You Don’t Have Any Money

Money. While no one really likes to focus on money, it is the focus of so many things. We need money to cover basic necessities, we need money to get the care we need, and in many ways, we need money in order to make our dreams come true, don’t we? Yet so often, we don’t seem to have enough money to … [Read more...]

The Cheat Sheet You Need For Saving Money at ALDI

ALDI is one of my favorite places to shop. In fact, ALDI is a frugal girl’s best friend. Although, maybe not all the time. ALDI can be a great place to save money, but as I have focused on feeding my family of 10 for just $350 a month, I have had to learn about what things save me money and what … [Read more...]